Fit & Proper

Three stages. Prices on the page.

An assessment first, implementation where the assessment finds gaps, and retained support once the reporting cycle starts. All pricing on this page is indicative, confirmed on scope, and exclusive of VAT. It applies to engagements agreed before 30 June 2027.

The ladder

Before any engagement, the free checks give you an indicative position against the licensing framework, in your browser, at no cost.

IFR readiness assessment

£3,000 to £5,000fixed fee · League One, League Two, National League

A structured assessment of your club against every requirement of the Football Governance Act 2025 and the IFR's licensing rules: threshold requirements, the four mandatory licence conditions, the ownership and officer rules, the notification duties and the reporting calendar. You receive a written report the board can read in an evening:

  • a requirement-by-requirement position, each entry cited to the Act or the relevant IFR rule;
  • a prioritised remediation plan with realistic target dates against the licensing timetable;
  • a plain statement of what your club can fix itself and where it needs help.

The band covers a club in League One, League Two or the National League with a straightforward ownership structure. Premier League and Championship clubs, and groups with layered or overseas shareholdings, are quoted separately: still a fixed fee, still agreed before any work starts.

The assessment fee is credited in full against an implementation engagement begun within six months. If the assessment shows your club is already in good shape, it costs you a report that proves it.

Implementation and the licence application

Project feescoped from the assessment

We close the gaps the assessment found, on a fixed scope agreed before work begins. Most implementations for the divisions the assessment covers land between £10,000 and £20,000; because the assessment defines the work precisely, you see what each item costs before committing to any of it. Between now and 26 February 2027, for most clubs this stage is the provisional licence application itself; the window opens on 2 November 2026. Typical workstreams:

  • governance: board and committee structures, terms of reference, delegation and conflicts arrangements;
  • ownership documentation: the Schedule 1 analysis, the group structure diagram and the personnel statement;
  • financial-plan preparation on the IFR's mandatory forecasting template, including the stress tests;
  • fan consultation structures that actually meet the condition.

For the application, choose how much of the work your club keeps in-house:

  • Independent review. Your club prepares its own application. Before submission we review it requirement by requirement, mark up the drafting, flag anything that would fail the completeness check, and take the board through the findings.
  • Shared delivery. We split the workstreams. Your club keeps what it does well, usually the numbers and the club-facing material; we draft the ownership analysis and the governance narrative, and clear the whole pack before it goes in.
  • Full delivery. We run the application end to end under a named lead: ownership analysis, forecasts on the IFR template, narrative sections, personnel statement, submission and any follow-up correspondence with the regulator.

Retained support

£6,000from · a year

This is where most of the regime's work sits. An operating licence commits the club to reporting every year, indefinitely. The retainer covers:

  • the Schedule Five platform for your club: gap tracking, evidence library, ownership map, notification log and rules-derived deadlines;
  • the four-report cycle: financial plan, corporate governance statement, fan consultation report and annual declaration;
  • advice through the year: when a shareholder restructures, a director resigns or the IFR writes to you, you have someone to call.

If the retainer ends, the club keeps its evidence library and everything produced for it. Nothing is held hostage.

The rules are the same for all 116 clubs. Budgets are not.

Plain answers

How long does the readiness assessment take?

Typically three to four weeks from our first working session, depending on how quickly the club can share its documents. It is designed to fit around a finance director's actual workload.

Is the pricing on this page fixed?

The assessment is a fixed fee within the stated range for the divisions it covers; larger clubs and group structures are quoted before work begins. Implementation and retainer fees are confirmed in writing once scope is agreed. All figures exclude VAT and apply to engagements agreed before 30 June 2027.

We already have solicitors and accountants. Why would we need you?

Keep them. We work alongside a club's existing advisers. What we add is the regime itself: the requirements, the deadlines, the IFR's templates and the evidence discipline, held in one place and kept current.

Which clubs are these services built for?

Clubs without an in-house compliance function, principally in League One, League Two and the National League. The rules are the same for all 116 clubs; budgets are not, and our pricing is set with the lower divisions in mind.

Is the Schedule Five platform included?

The platform is included in retained support. During an assessment or implementation engagement your club's data is built up in the platform, so nothing is thrown away when the project ends.

How late can a club leave this?

The application window closes on 26 February 2027. The assessment takes three to four weeks and implementation is scoped from it, so a club that wants the full ladder should start the assessment by November 2026. We take on the number of clubs we can serve properly, so later starts depend on capacity.

What does the regime cost beyond your fees?

The Act provides for a levy on licensed clubs, payable to the IFR (section 53). The IFR has not yet published the levy rules that set the amounts, so nobody can price it for you yet. Budget for it as its own line; it is not included in any figure on this page.

Can we buy the Schedule Five platform on its own?

Not at present. The platform organises your compliance records; judgement about whether those records satisfy the regulator sits with an adviser, and we are not willing to sell the shell without the substance.

Do you carry professional indemnity insurance?

Yes. We carry professional indemnity cover, and the limit and insurer are confirmed in the engagement letter or on request beforehand.

Is this legal advice?

No. Fit & Proper provides compliance consultancy, which is not a reserved legal activity. Where a question needs a legal opinion, we say so and work with your solicitors.

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