Fit & Proper

A tour of the Schedule Five interface

These are the screens of the compliance platform itself rather than illustrations of it. Every heading, column, status and figure below comes from the working application, set against a worked example club so you can see what a licence position looks like when it is held in one system instead of six spreadsheets.

Screens shown with a worked example club. Interface as at rules version v2-ifr-2026-07.

Club dashboard

The landing screen answers one question before any other: where does this club stand today, and what should it do next. Licence status, the rules version in force, the application window and the top remediation items all sit together, so a board can take the position in at a glance rather than waiting for a quarterly paper.

Schedule Five Demo workspace — mock data Harchester United Demo compliance lead
Dashboard Requirements Gap analysis Evidence People Notifications Deadlines Monitoring Application pack Declaration Settings Audit log

Harchester United

League One

Licence status Applied Effective from Not set
Compliance summary 18 requirements Red card 14 Yellow card 2 In place 2
Rules version v2-ifr-2026-07 Rules applied to this club's assessments. Effective from 1 July 2026.
Company number 01234567 View club record
This club has no licence in force yet. Application window The provisional application window closes 26 February 2027 — 179 days remaining. Check application pack readiness →
Most requirements haven't been assessed yet — this is the usual order. Suggested first steps
  1. 1Assess requirements in gap analysis
  2. 2Record owners, officers and senior managers
  3. 3Attach supporting evidence
  4. 4Review the application pack
Top remediation items, ordered by priority. Next steps
Financial resources thresholdTR-FIN · Sch 4 para 2; s.18Red card
Publish personnel statementDUTY-S52 · s.52 · target 31 October 2026Red card
Pay the levyDUTY-S53 · s.53-54 · target 31 March 2027Red card
Fan engagement thresholdTR-FANENG · Sch 4 para 4; s.18Red card
Annual declaration condition (Condition D)MC-ANNDEC · Sch 5 para 10-11; s.20Red card

Schedule Five assembles and organises your compliance records. It is not legal advice; advisory judgement sits with your adviser.

Gap analysis

This is the working surface. Every requirement in scope is assessed in place, with the reasoning kept beside the judgement rather than buried in a separate report. Six months later, when somebody asks why a requirement was marked as it was, the answer is still attached to the row.

Schedule Five Demo workspace — mock data Harchester UnitedDemo compliance lead
Dashboard Requirements Gap analysis Evidence People Notifications Deadlines Monitoring Application pack Declaration Settings Audit log

Gap analysis

Assess Harchester United against every requirement in scope. Changes save immediately and are recorded in the audit log.

RequirementStatusRAGRationalePriorityTarget date
Financial resources thresholdTR-FIN · Sch 4 para 2; s.18 Not started Red card Rationale for this status… 1
Publish personnel statementDUTY-S52 · s.52 Gap Red card Personnel statement not yet published. 1 2026-10-31
Non-financial resources thresholdTR-NONFIN · Sch 4 para 3; s.18 Partial Yellow card Non-financial resources assessment part-complete; fan engagement plan drafted but not yet board-approved. 2
Pay the levyDUTY-S53 · s.53-54 Gap Red card Levy rules not yet in force; flagged for action once the IFR levy rules are made. 2 2027-03-31
Fan engagement thresholdTR-FANENG · Sch 4 para 4; s.18 Not started Red card Rationale for this status… 3
Financial plans condition (Condition A)MC-FINPLAN · Sch 5 para 2-3; s.20 Met In place Strategic business plan forecast submitted on the IFR template; board-approved 12 June 2026. 4
Corporate governance statement condition (Condition B)MC-CGS · Sch 5 para 4-7; s.20 Met In place Corporate governance statement approved by the board and filed; current version is v2 (see evidence). 5
Fan consultation condition (Condition C)MC-FANCON · Sch 5 para 8-9; s.20 Partial Yellow card Fan consultation plan in place; formal written engagement standard sign-off is still outstanding. 6

Showing 8 of 18 rows. The remaining ten are Not started, priorities 7 to 16.

Schedule Five assembles and organises your compliance records. It is not legal advice; advisory judgement sits with your adviser.

Requirements

The encoded regime itself: every requirement in scope for your tier, with the paragraph of the Act and the IFR rule reference sitting behind it. This screen is deliberately colourless, because it records what the law says rather than what anybody thinks of your club.

Schedule Five Demo workspace — mock data Harchester UnitedDemo compliance lead
Dashboard Requirements Gap analysis Evidence People Notifications Deadlines Monitoring Application pack Declaration Settings Audit log

Requirements

Every requirement in scope for Harchester United's tier (League One), with its statutory citation. Reference material — assess status in gap analysis.

Rules as at 1 July 2026.

Threshold

CodeTitleKindCitationIFR rule ref
TR-FINFinancial resources thresholdThresholdSch 4 para 2; s.18LG ch.2
TR-NONFINNon-financial resources thresholdThresholdSch 4 para 3; s.18LG ch.3; LG-A Condition D.4-D.5; LG Annex D

Mandatory condition

CodeTitleKindCitationIFR rule ref
MC-FINPLANFinancial plans condition (Condition A)Mandatory conditionSch 5 para 2-3; s.20LR A1; LG ch.2; LG-A Condition A.1-A.11
MC-CGSCorporate governance statement condition (Condition B)Mandatory conditionSch 5 para 4-7; s.20LR A2; LG ch.4 + Annex B; LG-A Condition B.1-B.12; CGC
MC-ANNDECAnnual declaration condition (Condition D)Mandatory conditionSch 5 para 10-11; s.20LR A4; LG ch.6; LG-A Condition D.1-D.9; LG Annex C

Notification duty & prohibition

CodeTitleKindCitationIFR rule ref
NOT-S27Notify prospect of new owner or officerNotification dutys.27ODSE Rules 2.1-2.2 (per Annex C)
NOT-S46Home ground: notify prospect and obtain approval…Prohibitions.46
DUTY-S52Publish personnel statementPublication dutys.52PLAG; duty on licensed clubs not yet live as at 1 Jul 2026 (LG 1.24)

Showing 8 of 18 requirements across five kind sections.

Schedule Five assembles and organises your compliance records. It is not legal advice; advisory judgement sits with your adviser.

Evidence

The versioned record of what actually backs each requirement. Documents are superseded rather than overwritten, validity dates are carried on the row, and every status change is logged. If the IFR ever examines a submission, the provenance is already sitting there.

Schedule Five Demo workspace — mock data Harchester UnitedDemo compliance lead
Dashboard Requirements Gap analysis Evidence People Notifications Deadlines Monitoring Application pack Declaration Settings Audit log

Evidence

The evidence repository for Harchester United, grouped by requirement.

3 items across 2 requirements. Every status change is recorded. View audit log. + Add evidence

Corporate governance statement condition (Condition B)

MC-CGS · Sch 5 para 4-7; s.20

VersionItemStatusValid from / toUploadedHistoryActions
v1 Corporate governance statement 2025corporate governance statement · cgs-2025-v1.pdf Approved 1 September 2025 – 31 August 2026 Demo compliance lead · 1 September 2025 Superseded by v2
v2 Corporate governance statement 2026corporate governance statement · cgs-2026-v2.pdf Draft 1 July 2026 – Not set Demo compliance lead · 1 July 2026 Current Approve Supersede

Financial plans condition (Condition A)

MC-FINPLAN · Sch 5 para 2-3; s.20

VersionItemStatusValid from / toUploadedHistoryActions
v1 Strategic business plan forecast FY26-29strategic business plan · finplan-fy26-29.pdf Approved 15 June 2026 – Not set Demo compliance lead · 15 June 2026 Current Mark submitted Supersede

Schedule Five assembles and organises your compliance records. It is not legal advice; advisory judgement sits with your adviser.

People and ownership

Record who holds what and the engine works out who counts as an owner under Schedule 1, including indirect chains of majority stakes, nominee holdings and joint arrangements. Every attribution cites the paragraph it rests on, which is the difference between an answer and an assertion.

Schedule Five Demo workspace — mock data Harchester UnitedDemo compliance lead
Dashboard Requirements Gap analysis Evidence People Notifications Deadlines Monitoring Application pack Declaration Settings Audit log

People

Owners and officers at Harchester United: the ownership structure, the Schedule 1 evaluation of who is an owner, and each person's determination status.

Create person records from the evaluation Will create 4 missing owner rows: Maria Rossi, Patrick Quinn, Elena Shaw, Daniel Webb.
Person or entityOwnerConditions metShares %Voting %Appoint/remove
Maria RossiIndividual

Sch 1 para 9 — majority stake in Harchester Topco Ltd held via direct 0% + indirect 60% through Rossi Holdings Ltd (voting and rights aggregated under Sch 1 para 9; basis: majority of voting rights (para 9(3)(a)))

Sch 1 para 6(1) — holds 30% of the issued share capital by aggregate nominal value (> 25%)

Owner C2 300No
Patrick QuinnIndividual

Sch 1 para 10 — holding h-nominee-club: held by Castle Nominees Ltd as nominee for Patrick Quinn — attributed to the principal

Sch 1 para 7(1) — holds 28% of the voting rights in the club (> 25%)

Owner C2 C3 2828No
Elena ShawIndividual

Sch 1 para 5 — joint arrangement "shareholders-agreement-2026": Elena Shaw is taken to hold the combined holdings of all parties (Elena Shaw, Daniel Webb)

Owner C2 C3 3030No
Daniel WebbIndividual Owner C2 C3 3030No
Castle Nominees LtdCompany · not an eligible owner kind No00No
Rossi Holdings LtdCompany · not an eligible owner kind NoC2300No

Schedule Five assembles and organises your compliance records. It is not legal advice; advisory judgement sits with your adviser.

Deadlines

Dates derived from the encoded rules rather than typed into a spreadsheet: cycles, submission windows and the working day shifts that move a deadline off a Sunday. This is the part a spreadsheet quietly gets wrong, and the reason for encoding the regime as data in the first place.

Schedule Five Demo workspace — mock data Harchester UnitedDemo compliance lead
Dashboard Requirements Gap analysis Evidence People Notifications Deadlines Monitoring Application pack Declaration Settings Audit log

Deadlines

Upcoming deadlines for Harchester United, derived from the requirement schema's cycles.

Rules as at 1 July 2026.

This club has no licence effective date yet, so licence-condition deadlines that anchor to it cannot be dated. Deadlines that anchor to a fixed schema date still appear below.

Provisional application window (top-5 leagues)
2 November 2026 – 26 February 2027
Promoted / National League System window
From 1 March of promotion year (LR C3.5(b))
Licence duration
3 years, extendable under s.18(6)(b)
Source
s.16-17; LR C1-C5; PLAG
0 · Due within a day 0 · Due within 7 days 0 · Due within 30 days

Upcoming (next 12 months)

Due dateRequirementWindowDays remainingSource
26 February 2027 Provisional operating licence application — submission window closes (application window)LIC-PROV-APP · provisional application window 2 Nov 2026 – 26 Feb 2027 179 · Later LR C1-C5; PLAG
1 June 2027 Annual declaration condition (Condition D)MC-ANNDEC · 2027 annual cycle 1 May 2027 – 1 Jun 2027 274 · Later LR A4; LG ch.6; LG Annex C

Full calendar · 2027–2028

Due dateRequirementWindowSource
1 November 2027Shifted from 31 October 2027 (non-working day) Corporate governance statement condition (Condition B)MC-CGS · 2027 biennial cycle · pre-licence LR A2; LG ch.4 + Annex B
31 May 2028 Financial plans condition (Condition A)MC-FINPLAN · 2028 annual cycle · pre-licence 17 May 2028 – 31 May 2028 LR A1; LG-A Condition A.1-A.11
1 June 2028 Annual declaration condition (Condition D)MC-ANNDEC · 2028 annual cycle · pre-licence 1 May 2028 – 1 Jun 2028 LR A4; LG ch.6

Showing 3 of 15 calendar rows, 2027 to 2032.

Schedule Five assembles and organises your compliance records. It is not legal advice; advisory judgement sits with your adviser.

See it against your own club

The screens above use a worked example. The useful version is the same interface with your club's tier, ownership structure and evidence in it, which takes about thirty minutes to walk through. No charge, no obligation.